Committed to getting on track to debt free
Do you feel like you’ll never get out of debt?
Are you sick of being turned down by loan companies?
Have you gotten called by creditors who won’t help?
Easy Plans & Payment Options
Quick Answers & Approvals
Low Rates & No Prepayment Penalties
Pinnacle One Funding is all about simplification
We help you discover a personalized plan for debt relief and secure manageable debt payments.
One Monthly Payment
Rather than 5, 10, 15 or even more bills. Simplify your life with one consolidated payment. Its just one less thing to have to think about.
Reduced Monthly Payment
With the extra money in your pocket you’ll be able to spend more on the things you love in life. Its up to you how you manage your savings.
Reduced Interest Rate
There’s nothing that speeds the payoff process up faster than paying less interest. Credit cards are notorious for high interest rates.
Getting a handle!
Managing debt across several credit cards and lenders means multiple payments and varying interest rates. In cases like this, individuals often find it difficult to meet payments on time. This can lead to paying higher interest rates and additional fees. Moreover, the situation causes significant stress on the individual and can feel overwhelming. But there are options available for relief. Pinnacle One Funding helps you discover a personalized plan for debt relief and secure manageable debt payments.
There are a number of debt relief solutions available.
We help you discover a personalized plan for debt relief and secure manageable debt payments.
Personal Loans
Most lending companies and banks offer loans without needing collateral in return, which is why it’s called a personal loan. Because there is no collateral to help in case of default, other criteria are usually set in place. Personal loans are often dependant on things like high credit scores, current debt to income ratio of the borrower and/or previous loan history. Based on these things funds will be approved or denied for a personal loan.
These loans are typically shorter terms and smaller amounts, but they can be used for debt consolidation if you qualify and the terms will benefit you.
Home Equity & Lines of Credit
For homeowners, home equity loans or lines of credit can be a great solution for borrowing money. Since these types of funding use your home’s equity as collateral, much of the approval process is dependant on your current home loan and payment history.
A benefit of these loans is that you can use them for whatever you need. Some homeowners use this as an opportunity to consolidate debt or pay off a high interest credit card. Although this is an option for some, most of the time creditors expect high credit scores, making it harder for people who are already in debt to use this as an option.
Short Term Loans
Short term advances and loans are short-term lending solutions that should only be used in emergency situations. These loans are typically given regardless of credit scores or history, but they come at a very high price. Fees and rates for these loans are actually so high in many instances they become impossible to pay of—which has made them illegal in many states. Using these types of loans can lead to a deeper cycle of debt and are not recommended for consolidation purposes.
Credit Cards
Almost everyone has had a credit card at some point in life. While they can be useful to help manage bills or build credit, they are also one of the most common types of debt people find themselves stuck in. Balance transfers, special rates and other offers can be very tempting up front, but many times these come with additional fees or rates that balloon much larger after the promotional time is up. Then with higher balances you can be stuck with a lower credit card and even more problems applying for future loans.
Manage your overwhelming debt
With Pinnacle One Funding, there are no hidden fees to worry about and no fear of increasing interest rates.
Our advisors are experts in the field and here to assist you. Together, we’ll find the plan that meets your specific debt scenario, so that your plan is manageable and achievable.
It’s time to take charge of your finances!
Let our loan specialists help you out of debt fast.